@Jay So this eventually did correct itself. The Beta program (when upgraded) told me the file had to be in their own folder ... which they already were, but I'm guessing it's in a different are of the computer? And yes, after using it for a decade or so, there were a hefty amount of files in there.
I can't say that any of the change did or did not change the outcome, but I would suggest maybe that feature of the spinning disk in the menu bar be brought back to at least indicate something is happening. Unless it is, but just wasn't working on my end.